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Gary Frechette

Sr. Mortgage Consultant

Wintrust Mortgage

Contact Gary Frechette


Working as a loan originator for the last 25 years, I have experienced many changes that have affected the mortgage industry. However, my main goal has always remained constant; striving to make sure that every client has a smooth and successful experience with his or her mortgage transaction. My business plan is to ensure this with constant communication and education throughout the process. Receiving referrals from past and present clients is the greatest reminder that customer service and client satisfaction are the only things that make that happen.

Wintrust Mortgage is a national company, lending in all 50 states, with dozens of programs to fit clients' needs. We also have in-house underwriting and closing for better speed and control of the mortgage process.

Getting pre-qualified early not only helps you know what your buying power is but will help you with a stronger negotiation position when you are looking for your home. Thank you for the opportunity to be part of, what could be your biggest financial investment you ever make.




"Gary Frachette was so helpful and a nice guy to work with" -Jack S. 4/5/2017

"Gary is prompt, professional, courteous and available at anytime. He is extremely thorough in answering all questions and, best of all, there are absolutely no surprises at the closing table. Gary truly cares about all of his clients and takes the extra steps to ensure a positive experience throughout the entire loan process."

- Ted & Gretchen (Edina Realty)




"As a first time home buyer, it was really important to me that I worked with someone I felt comfortable with discussing my personal and financial information; someone I could ask all of my questions to and someone I knew I could trust! I started looking at homes in 2007 and finally found "the one" in 2009. Gary Frechette with Wintrust Mortgage worked with me throughout those two years, keeping me updated on interest rates and first-time home buyer programs along the way. He was so helpful! I would like to give a big "thanks" to Gary for all his hard work in helping me purchase my first home!"

- Molly (Burnsville)




Hi Gary:
I wanted to give you a heart felt thank you so much for all your time and efforts in making our new home possible. Had it not been for you going the extra mile, we would not have signed papers stating that we are new home owners again. It was a pretty up and down time with you almost from the get go, but you were very patient with us and for that we really appreciate. You never gave up and you even came up with a solution. I totally understand why Marlene recommends you and why she uses you. Thank you again for everything. We are very excited to be getting into our own place again. We really do appreciate you.

- Mark L.