Our Professionals & Locations


David Bernat has been in the banking and finance industry since 1985.  In 1991 David began his career in Residential Mortgage Lending as a loan processor.  He has held most every operational position; processor, underwriter, closer and post-closer  It was this training that provided the foundation and knowledge needed to begin his career as a Loan Originator.

In 1998, David was honored by the past president of the Illinois Association of Mortgage Brokers to receive a scholarship for the Certified Residential Mortgage Specialist "CRMS" designation. David accepted this honor and in September of 1999, completed all requirements and testing, and received the nationally recognized CRMS designation. Since receiving his designation, David has continued his education to remain current with the changing Federal and State Lending regulations.

When David is not originating mortgage loans or helping local real estate agents build their business, he can often be found volunteering for Habitat for Humanity, enjoying a round of golf, fishing, snow skiing, vacationing with family and friends, or enjoying a backyard barbecue.


"We were very pleased with the entire process, from the ease of online application and documents, to rates and the personal touch provided by the loan officer" -William S. 3/17/2017

"David Bernat has been my mortgage banker for over 13 years. I invest in single family homes and he has helped me with every acquisition and refinance. His service has always been top-notch. He does not hesitate to spend the extra time and effort to deliver the loan on time. He always answers any question on financing, and I've asked almost every question imaginable. I have recommended David to everyone I know, and will continue to do so." -Charles P. (Darien, Illinois)

"I have dealt with many loan officers over the past 25 years. I am a real estate broker and will use David Bernat any chance I get. He was exceptional and made my own transaction very easy and extremley stress free." -Norine T. (Clarendon Hills, Illinois)

"Excellent customer service, follow up was prompt and fast. Messages were returned right away. We were very happy with the service we received." -Burhan & Livia M. (Aurora, Illinois)

"Excellent staff. David Bernat is very efficient and he really cares about his clients. It shows and that's what makes him different/better than other loan officers. I will continue to refer friends and family to him!" -Raul S. (Brookfield, Illinois)

"David Bernat has always been professional, courtious, and available anytime I needed answers. He is extremely helpful & knowledgeable. I wouldn't trust anyone else to handle my mortgage."  -Laura H. (Plainfield, Illinois)

"Special kudos to David Bernat for spotting an $1,800.00 error the Title Company made. He brought this up at the closing and they issued a check immediately. Job well done!" -Frank G. (Lisle, Illinois)

"Dealing with David Bernat gave me confidence! He's really a great leader! He was timely, responsive and educational." -Janice H. (Chicago, Illinois)

"David Bernat was excellent - very thorough, and approachable with questions. Nice touch for him to be at the closing. He returned phone calls...extremely prompt. Great to work with!" -John T. (Oak Park, Illinois)


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