couple looking to purchase a home
couple looking to purchase a home
John Welsh Mortgage Consultant

John Welsh, NMLS #981996

Mortgage Consultant
Wintrust Mortgage

Whether you are buying, selling, or refinancing, it’s important to have an experienced mortgage professional to help you analyze your financing options and make sure the closing goes smoothly. As a loan officer with Wintrust Mortgage, I have the expertise and experience to get you the right mortgage and to handle your transaction professionally. With my experience, and our rates and programs, you’re sure to get the mortgage that’s right for you.

Please remember to get me involved early on in your home buying process. Starting the process not only gives you a better idea of what you can qualify for, it also gives you a stronger negotiation position when you find the home of your dreams.


We closed our new loan with Wintrust today. I wanted to thank you for all your help. Everything was prompt, professional, and timely, and I never expected to close this fast. 



Recently, my wife and I were presented with an opportunity to purchase our dream in Sun City West, AZ. To facilitate the transaction, we needed a quick turnaround on a new mortgage. 

John Welsh, representing Wintrust, made it happen. John provided all the documents necessary to complete the transaction in extreme timely manner, oftentimes bringing paperwork to our home with detailed instructions. We acquired the mortgage ahead of our desired time frame.

Months passed since the original dealing. Mr. Welsh monitored with diligence the ever-changing rates. Just recently, he presented and completed a refinance for us on our new home, resulting in savings of nearly $3,000 annually.

John is a true professional with excellent customer service skills. He is totally focused on client satisfaction.



Thank you for your efforts on our recent refinance. We know the market has been very hectic, with such low rates more stringent guidelines, especially for self-employed folks like us. You stayed the course with patience and professionalism, and we accomplished our goal of significantly lowering our monthly payment and maintaining a previous equity line, which required lender subordination. Wishing you and your team the best, and we look forward to hearing from you again when rates hit 1% or better. 

Darryl S.


I need to say thank you. From signing papers in a pickup truck, meeting in a McDonald’s parking lot, and using two or three different UPS stores, we got it done. Not only did we get it done, we wore our COVID-19 masks the entire time. The bottom line is that you are very good at what you do. I got a great deal, and you saved me additional money at the end of the transaction. I appreciated your professional approach, but I consider you a friend. There is no hesitation on my part to recommend you in future transactions. 



We were very pleased with your help in refinancing our home. It was nice that you made all the arrangements and completed everything. We had to do very little, and everything went well with no problems. Thank you. 



I am a widow, which thrust me unexpectedly into managing my own finances. While I have an ongoing financial advisor, things are different. I now have to own all outcomes, both my day-to-day and big-picture finances, without another to play devil's advocate, agree with a yea or nay, or even hold my hand.

With the economy morphing, refinancing my home mortgage was an obvious and urgent task. I needed someone I could trust, who would shop my situation with only my best interests at heart. I knew that would be John Welsh, because I know he's reputable and honorable. He was thought provoking, hosting a discussion with me about my expectations and financial goals. He was an educator, so I understood all the variables. He was timely, walking me through the process step by step.

I'm delighted refinancing my home is behind me. I'm even happier because I know I made good decisions. Thank you, John!

Donna A.


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Are you a veteran? Ask us about our VA Loans.
Are you a veteran? Ask us about our VA Loans.