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Your uncle loves to give advice especially when it comes to homeownership. Sure, he owns a home. But, he also nearly fell through the ceiling in that home when he was “fixing” the leaky roof. Uncle Steve’s no roofer. He’s also not a mortgage expert...
We are. You may be tempted to listen to the people in your life—your dad, your cousin, your friend Kristen—who have a mortgage when you’re ready to start the process yourself. But, just because they own a home, doesn’t mean they have the expertise to help you navigate the nuances of buying a home. We’re your experts. And, we have the perfect tool to help you get started quickly, easily, and securely.
Call us at 833-Zoom4Me (833-966-6463) or click the button below to get started!
We’re proud to offer WintrustZoom, our digital mortgage application tool that offers something you won’t find anywhere else: our people. You can simply and conveniently start the process, and wherever you want to pull us in along the way, we’ll be waiting. WintrustZoom gives you:
Before you start looking for your new home, you need to know how much you can afford. The pre-qualification process helps you get a sense of whether you're ready to take on a mortgage. It's a simple, no obligation step to help you get started towards homeownership.
1. Determine how much you can afford. You don't want something that's too much, but you don't want something that's less than what you can actually afford. Pre-qualify to find your perfect range.
2. See how much you'll need for a down payment. Pre-qualifying also helps you determine how much you'll need to put down. But, don't let the down payment stand in your way; there are first-time homebuyer programs that can help offset down payment costs.
3. Figure out your mortgage payment. Get a sense of your monthly principal, interest, taxes, and insurance payments to see if the payment works within your budget.
Once you're pre-qualified, you'll receive a certificate to give to your real estate agent to prove you're a serious potential homebuyer. Then, the fun begins!
Keep in mind that a pre-qualification isn’t a full application. It’s only an estimation of how much home you can afford.