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Getting a Loan

Getting a Loan

Getting a Loan

Getting a Loan

As you’re going through the mortgage process, we know there’s a lot to keep track of. We’ve designed these educational videos to help guide you through the approval process, give you a sense of what you can expect, help answer questions, and assist with simplifying the loan process. If you still have questions, please feel free to reach out to a local Wintrust Mortgage originator, or call the number at the top right corner of the screen.

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APPRAISAL REVIEW

An appraiser determines the monetary value of your property by recent area sales, unique features, and estimated cost of replacing the home in its current state. It can determine the type and terms of your mortgage.

UNDERWRITING

An underwriter will review all the supplied documentation and determine whether your loan will be approved. They may ask for clarification or further explanation of documentation.

APPROVE WITH CONDITIONS

A conditional approval is not a final approval. You will need to clear all underwriting conditions before a loan can be approved.

APPROVAL

This details the steps necessary to close your loan once financing has been secured.

Check Out These Additional Videos

       

FAQs
LOAN TYPES
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