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Getting a Loan

Getting a Loan

Getting a Loan

Getting a Loan

As you’re going through the mortgage process, we know there’s a lot to keep track of. We’ve designed these educational videos to help guide you through the approval process, give you a sense of what you can expect, help answer questions, and assist with simplifying the loan process. If you still have questions, please feel free to reach out to a local Wintrust Mortgage originator, or call the number at the top right corner of the screen.

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CLOSING DISCLOSURE: PAGE 1

The items on page one show the closing date, property address, sale price if you’re purchasing a home, as well as a loan terms section where you can review your monthly payment.

CLOSING DISCLOSURE: PAGE 2

The items on page two show the costs associated with your loan, the items you did and did not shop for, as well as other fees.

CLOSING DISCLOSURE: PAGE 3

The items on page three show a calculating cash-to-close table that compares the charges listed on the loan estimate form that may have changed and an explanation, as well as total cash needed to or from the seller.

CLOSING DISCLOSURE: PAGE 4

The items on page four show possibilities for payments, partial payments, negative amortization, escrow information, and adjustable rate information, if indicated.

CLOSING DISCLOSURE: PAGE 5

Page five shows the total of payments, or the total you will have paid after you have made all the payments, as well as other payment information.

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