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As you’re going through the mortgage process, we know there’s a lot to keep track of. We’ve designed these educational videos to help guide you through the approval process, give you a sense of what you can expect, help answer questions, and assist with simplifying the loan process. If you still have questions, please feel free to reach out to a local Wintrust Mortgage originator, or call the number at the top right corner of the screen.
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What is an annual percentage rate and how is it calculated?
What are considered conditions to close?
What does owner occupied property mean?
What are down payments?
What is verification of employment and how is it done?
What is debt-to-income ratio and how is it calculated?
What is lender commitment?