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It’s easy to get sucked into wasting time. You know what else is easy, though? Determining if you can own your own home. Seriously. With our digital mortgage tool, the process is easy, convenient, and takes less time than you might think. So, if you’ve been putting it off, now’s the time to say no to another episode of your show (for now) and say yes to starting on the path to homeownership.
Call us at 833-You-Zoom (833-968-9666) or click the button below to get started!
We’re proud to offer WintrustZoom, our digital mortgage application tool that offers something you won’t find anywhere else: our people. You can simply and conveniently start the process, and wherever you want to pull us in along the way, we’ll be waiting. WintrustZoom gives you:
Before you start looking for your new home, you need to know how much you can afford. The pre-qualification process helps you get a sense of whether you're ready to take on a mortgage. It's a simple, no obligation step to help you get started towards homeownership.
1. Determine how much you can afford. You don't want something that's too much, but you don't want something that's less than what you can actually afford. Pre-qualify to find your perfect range.
2. See how much you'll need for a down payment. Pre-qualifying also helps you determine how much you'll need to put down. But, don't let the down payment stand in your way; there are first-time homebuyer programs that can help offset down payment costs.
3. Figure out your mortgage payment. Get a sense of your monthly principal, interest, taxes, and insurance payments to see if the payment works within your budget.
Once you're pre-qualified, you'll receive a certificate to give to your real estate agent to prove you're a serious potential homebuyer. Then, the fun begins!
Keep in mind that a pre-qualification isn’t a full application. It’s only an estimation of how much home you can afford.