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Home buying is a journey, but it doesn’t have to be overwhelming. Whether you’re a first time buyer or an experienced homeowner, you can feel confident that our seasoned team will seamlessly get you over the finish line and into your new home. And with a variety of loan programs to meet a variety of needs, you’ll be sure to find a solution that aligns with your financial goals.
Your new home is within reach. Start your digital mortgage application today!
Down Payment Assistance Programs & Buyer Incentives
ILLINOIS HOUSING DEVELOPMENT AUTHORITY (IHDA)
IHDA offers several program incentives available to both first time and repeat borrowers throughout all of Illinois. Coupled with FHA, conventional, VA, and USDA loan programs, borrowers can receive up to $10,000 in assistance with a minimal investment of their own funds.
FEDERAL HOME LOAN BANK OF CHICAGO (FHLBC) DOWN PAYMENT PLUS
Qualifying borrowers can receive a forgivable grant up to $6,000. Coupled with FHA, conventional, VA, and USDA loan programs, FHLBC is available to both first time and repeat buyers in Illinois, Indiana and Wisconsin.
COOK COUNTY HOME BUYER ASSISTANCE PROGRAM
Available to both first time and repeat buyers throughout Cook County outside of Chicago city limits, borrowers can receive a forgivable grant for up to 6% of the loan amount when coupled with FHA, conventional, and VA loan programs.
CITY OF CHICAGO TAXSMART MORTGAGE CREDIT CERTIFICATE (MCC)
Available in the city limits of Chicago, qualifying borrowers* will receive an income tax credit of 25% of the annual mortgage interest paid, up to $2,000 a year for the life of the loan.
Ready to Make Your Dream a Reality?
Let’s start the conversation and explore the best loan options to meet your needs. Click our digital mortgage application below to get started today or contact us at 847-939-9424.
*The City of Chicago TaxSmart MCC is available only to first time homebuyers.
Home buying is a journey, but it doesn’t have to be overwhelming. Whether you’re a first time buyer or an experienced homeowner, you can feel confident that our seasoned team will seamlessly get you over the finish line and into your new home. And with a variety of loan programs to meet a variety of needs, you’ll be sure to find a solution that aligns with your financial goals.
Your new home is within reach. Start your digital mortgage application today!
Down Payment Assistance Programs & Buyer Incentives
ILLINOIS HOUSING DEVELOPMENT AUTHORITY (IHDA)
IHDA offers several program incentives available to both first time and repeat borrowers throughout all of Illinois. Coupled with FHA, conventional, VA, and USDA loan programs, borrowers can receive up to $10,000 in assistance with a minimal investment of their own funds.
FEDERAL HOME LOAN BANK OF CHICAGO (FHLBC) DOWN PAYMENT PLUS
Qualifying borrowers can receive a forgivable grant up to $6,000. Coupled with FHA, conventional, VA, and USDA loan programs, FHLBC is available to both first time and repeat buyers in Illinois, Indiana and Wisconsin.
COOK COUNTY HOME BUYER ASSISTANCE PROGRAM
Available to both first time and repeat buyers throughout Cook County outside of Chicago city limits, borrowers can receive a forgivable grant for up to 6% of the loan amount when coupled with FHA, conventional, and VA loan programs.
CITY OF CHICAGO TAXSMART MORTGAGE CREDIT CERTIFICATE (MCC)
Available in the city limits of Chicago, qualifying borrowers* will receive an income tax credit of 25% of the annual mortgage interest paid, up to $2,000 a year for the life of the loan.
Ready to Make Your Dream a Reality?
Let’s start the conversation and explore the best loan options to meet your needs. Click our digital mortgage application below to get started today or contact us at 847-939-9424.
*The City of Chicago TaxSmart MCC is available only to first time homebuyers.
Wintrust Mortgage is a division of Barrington Bank & Trust Company, N.A., a Wintrust Community Bank NMLS #449042
©Wintrust 2022 | All Rights Reserved
©Wintrust 2022
Wintrust Mortgage is a division of Barrington Bank & Trust Company, N.A., a Wintrust Community Bank NMLS #449042
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