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It Pays To Put

Your Money & Mortgage Under One Roof

Your Money & Mortgage Under One Roof

Managing your money and mortgage go hand in hand—doesn’t it make sense that they move in together? Wintrust Mortgage’s Relationship Pricing Program1 rewards customers of Wintrust Community Banks and Wintrust Wealth Management with mortgage savings.

It Pays To Put

Your Money & Mortgage Under One Roof

Managing your money and mortgage go hand in hand—doesn’t it make sense that they move in together? Wintrust Mortgage’s Relationship Pricing Program1 rewards customers of Wintrust Community Banks and Wintrust Wealth Management with mortgage savings.

It Pays To Put

Your Money & Mortgage Under One Roof

Managing your money and mortgage go hand in hand—doesn’t it make sense that they move in together? Wintrust Mortgage’s Relationship Pricing Program1 rewards customers of Wintrust Community Banks and Wintrust Wealth Management with mortgage savings.

Managing your money and mortgage go hand in hand—doesn’t it make sense that they move in together? Wintrust Mortgage’s Relationship Pricing Program1 rewards customers of Wintrust Community Banks and Wintrust Wealth Management with mortgage savings.

Earn a Closing Cost Credit or Reduced Interest Rate

Receive savings based on aggregate balances in eligible Wintrust accounts.

Earn a Closing Cost Credit or Reduced Interest Rate

Receive savings based on aggregate balances in eligible Wintrust accounts.

EARN A CLOSING COST CREDIT OR REDUCED INTEREST RATE

Receive savings based on aggregate balances in eligible Wintrust accounts.

FHA, VA, USDA & Conforming Loans

FHA, VA, USDA & Conforming Loans

Eligible Balance

Lender Credit

$25,000 - $99,999.99

0.250%

$100,000 - $249,999.99

0.500%

$240,000 - $499,999.99

0.625%

$500,000 - $999,999.99

0.750%

$1,000,000 +

1.000%

Eligible Balance

Lender Credit

$25,000 - $99,999.99

0.250%

$100,000 - $249,999.99

0.500%

$240,000 - $499,999.99

0.625%

$500,000 - $999,999.99

0.750%

$1,000,000 +

1.000%

Lender credit is based on final loan amount. Conforming loans include first lien Fannie Mae and Freddie Mac.

Lender credit is based on final loan amount. Conforming loans include first lien Fannie Mae and Freddie Mac.

Portfolio Mortgage Loans

Portfolio Mortgage Loans

Eligible Balance

Interest Rate Discount

$25,000 - $99,999.99

0.100%

$100,000 - $249,999.99

0.150%

$240,000 - $499,999.99

0.250%

$500,000 - $999,999.99

0.375%

$1,000,000 +

0.500%

Eligible Balance

Interest Rate Discount

$25,000 - $99,999.99

0.100%

$100,000 - $249,999.99

0.150%

$240,000 - $499,999.99

0.250%

$500,000 - $999,999.99

0.375%

$1,000,000 +

0.500%

Closed-end or construction-to-permanent first lien portfolio mortgage loans only. For adjustable-rate mortgage loans (ARMs), discount applies to the initial rate, prior to first rate adjustment. 

Closed-end or construction-to-permanent first lien portfolio mortgage loans only. For adjustable-rate mortgage loans (ARMs), discount applies to the initial rate, prior to first rate adjustment. 

Additional Benefits:

Additional Benefits:

New and/or existing funds may be used to meet $25,000 (minimum) combined eligible balance.

Mortgage savings can be applied to a variety of properties (e.g., 1– to 4–unit primary residences, secondary/vacation homes, and investment properties) and transaction types (e.g., purchase, rate/term refinance, and cash-out refinance).

Offer available to new and existing customers.

Savings applicable on eligible loan products in all 50 states.

Additional Benefits:

Enjoy Savings and Simplicity Under One Roof at Wintrust

Enjoy Savings and Simplicity Under One Roof at Wintrust

Enjoy Savings and Simplicity Under One Roof at Wintrust

Click below to provide your information and learn which programs you may qualify for.

Click below to provide your information and learn which programs you may qualify for.

1. Wintrust Mortgage Relationship Pricing Program. Under our Relationship Pricing Program, customers with eligible Wintrust Community Bank deposit accounts and/or Wintrust Wealth Management consumer IRA or investment accounts can save off our standard rates for select mortgage products. Customers must also enroll in autopay for their new mortgage from a Wintrust Community Bank deposit account. Not all accounts and balances may be eligible to qualify for the discount. Accounts are subject to approval and some products are subject to geographical limitations. Ask your loan officer for details.


Banking products provided by Wintrust Financial Corp. banks.


Investment products such as stocks, bonds, and mutual funds are:
NOT FDIC INSURED | NOT BANK GUARANTEED | MAY LOSE VALUE | NOT A DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY