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Get $2,500
Toward a Down Payment with Wintrust Mortgage

Get $2,500
Toward a Down Payment
with Wintrust Mortgage

Get $2,500 Toward a Down Payment with Wintrust Mortgage

Get $2,500 Toward a Down Payment with Wintrust Mortgage

Achieve Your Dream of Homeownership

Achieve Your Dream of Homeownership

Wintrust Mortgage is offering the Wintrust Community Bank Down Payment Program,1 a forgivable grant to help make your homeownership dreams a reality.

Exclusive Product

This beneficial offering can only be found at Wintrust Mortgage.

Exclusive Product

This beneficial offering can only be found at Wintrust Mortgage.

Zero Charges

Wintrust Community Banks is offering a $2,500 grant to qualified first-time homebuyers—no repayment required.

Zero Charges

Wintrust Community Banks is offering a $2,500 grant to qualified first-time homebuyers—no repayment required.

Pair With Additional Financial Assistance

The grant may be combined with federal, state, and local grants or loans.

Pair With Additional Financial Assistance

The grant may be combined with federal, state, and local grants or loans.

Find Out If You Qualify

Find Out If You Qualify

Eligibility restrictions apply, including for income, geographic location, and property value. A minimum investment of $1,000 is required from the borrower. Click below to start the process.

Customer Spotlight

Customer Spotlight

Meet Marla Peteet

Marla Peteet, a participant in the Chicago Housing Authority’s Choose to Own program, was a grant recipient in 2024. A widow, mother of four children, and caretaker of her adult son with disabilities, Peteet purchased a single-family home and became a homeowner for the first time. 

Since its launch in 2017, the Wintrust Community Bank Down Payment Program has provided down payment assistance to 689 homebuyers by providing grants totaling nearly $1.4 million.

Meet Marla Peteet

Marla Peteet, a participant in the Chicago Housing Authority’s Choose to Own program, was a grant recipient in 2024. A widow, mother of four children, and caretaker of her adult son with disabilities, Peteet purchased a single-family home and became a homeowner for the first time. 

Since its launch in 2017, the Wintrust Community Bank Down Payment Program has provided down payment assistance to 689 homebuyers by providing grants totaling nearly $1.4 million.

1. Wintrust Community Bank Down Payment Program Eligibility. First mortgage must be originated by Wintrust Mortgage. Only available in some states and counties, check with your loan originator regarding eligibility. Minimum personal contribution of funds of at least $1,000, and completion of an approved homebuyer counseling program with one of our partner organizations. Reach out to your loan originator for this list. All approvals are subject to underwriting guidelines. Income and purchase price limits apply. Grant funds are limited and cease on 1/31/27 or when all allocated funds have been exhausted. Eligibility restrictions of funds applies.