Military Personnel

Military Personnel

Military Personnel

Military Personnel

Benefits For Service Members

We understand the unique mortgage needs of U.S. military veterans, active-duty service members, and members of the National Guard and Reserve.


  • Apply for a wide variety of mortgage options, including Veteran Affairs (VA) loans that may offer no down payment and no monthly mortgage insurance (MI)
  • Take advantage of benefits under the Servicemembers Civil Relief Act (SCRA) or other state laws that provide benefits to military customers


Our Originators are ready to guide veterans and military service members through the process of getting a new mortgage or refinancing an existing mortgage.

The Servicemembers Civil Relief Act (SCRA) may offer protection or relief to members of the military, their spouses, partners, and dependents. Wintrust Mortgage supports America’s military personnel. That’s why we offer expanded mortgage benefits that go beyond what the SCRA requires.

For more information on SCRA benefits, please contact Residential Loan Servicing Department at 866-718-7899 to go over your options.


In addition to the benefits offered under SCRA, Wintrust Mortgage assists service members by:

  • Providing mortgage assistance to those who can’t keep up with payments.
  • Applying foreclosure protection if service members are deployed in a hazardous area or deployed internationally in readiness for military action.


If you are an active duty member of the military, including the Reserves or National Guard, and your loan was originated prior to your active duty date, you may still be eligible for benefits. Contact us for more details.


If you have been called to active duty, or are the spouse, partner in civil union, domestic partner, or financial dependent of a person who has been called to active duty, please call our Residential Loan Servicing Department to inform us of your active duty status:

  • Call 866-718-7899

In addition, please be aware that prior to seeking a refinance of your existing mortgage loan, you should consult with your legal advisor regarding the potential loss of any benefits you are entitled to under the Servicemembers Civil Relief Act or applicable state law.