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Make A Payment

Make A Payment

Make A Payment

*Click the button above to make your mortgage payment online. To review mortgage account information, log on to Barrington Bank & Trust personal online banking.

BY MAIL

P.O. Box 7608
Carol Stream, IL 60179-7608

IN PERSON

Click here to find the nearest Wintrust Community Bank location.

BY PHONE

Residential Loan Servicing Department
866-718-7899

*additional payment options that may be available.

Additional Documents

Request Payoff Quote

HOW TO REQUEST A PAYOFF QUOTE

You’ll need to request a payoff quote to find out the remaining balance on your mortgage loan. The quote will include your outstanding principal balance, accrued interest, late charges/fees and any other amounts. Since interest accrues daily, your payoff amount will most likely be different than the principal balance shown on your monthly statement.

Know your payoff amount by calling our Residential Loan Servicing Department at 866-718-7899.

You’ll choose your good-through date up to 30 days. Then you’ll choose to receive your quote by fax or mail.

UNDERSTAND YOUR GOOD-THROUGH DATE

The good-through date on your quote is the day your payoff must be received to pay off your loan. If you don’t pay off your mortgage by that date, you’ll need to request an updated quote and send the payoff by this new good-through date.

CONTINUE TO MAKE PAYMENTS

You should keep sending payments until your payoff amount is posted. Please don’t place a “stop payment” on any pending payments or checks mailed to us before the payoff because it could affect your payoff amount.

How To Send Your Mortgage Payoff

WIRE TRANSFERS

To have your payoff applied on the same day, have your financial institution send your wire transfer before 6 p.m. Central time (Monday through Friday) using these instructions:

Barrington Bank & Trust
Account number: XXXXX
ABA routing number: 071925651
Account name: ________
Attn: Residential Loan Servicing Department
Your name
Your mortgage account number
Your property address
Your closing agent’s contact information (if applicable)

OVERNIGHT MAIL USING A CHECK OR MONEY ORDER

To have your mortgage payoff applied on the next day, mail a personal check, cashier’s check or money order by FedEx, UPS, DHL or Priority Mail Express to:

Wintrust Mortgage
Attn: Residential Loan Servicing Department
9801 Higgins Road, Suite 600
Rosemont, IL 60018

Include the following information with your check or money order:

Your name
Your mortgage account number

Checks and money orders must be issued within the United States and in US Currency. Payoffs made with international checks will not be accepted.

RECEIVING CONFIRMATION OF PAYOFF

What happens after you pay off your loan? Within 10 days, we’ll send you confirmation that your loan has been paid in full. We recommend keeping this for your records.

RECEIVING AN OVERAGE CHECK

If you overpay, we’ll send you a refund by mail no later than 20 calendar days after your payoff is processed to the mailing address listed on your payoff quote.  If you have money remaining in your escrow account, we’ll send you a refund by mail no later than 20 business days after your payoff is processed to the mailing address listed on your payoff quote.  Please send us an address change form if your address has changed since paying off the loan.

GETTING YOUR IRS FORM 1098 (MORTGAGE INTEREST STATEMENT)

For payments made during the current calendar year, we’ll mail the Form 1098 in January of the following calendar year. We’ll mail it to the mailing address listed on your payoff quote, unless you complete an address change form. Send the complete form by mail or fax.

REQUESTING A COPY OF YOUR LIEN RELEASE

You can request a copy of the mortgage lien release from your county recorder’s office about 60-90 days after you pay off your mortgage. We’ll send your county recorder’s office all applicable documents, and the county will record the lien release and return the satisfaction document to us.

 

Click here to view frequently asked questions about making a payment and requesting a payoff quote.